No Interest Loans

No Interest Loans

WA NILS are here to keep you moving forward and are a real alternative to payday lenders and rental companies.

Low Interest Loans

Low Interest Loans

StepUP Loans are a low interest loan for people who have difficulty accessing credit from a bank.

AddsUP Savings Plan

AddsUP Savings Plan

We’ll show you how to save $500 and receive another $500 just for being a great saver

Affordable Insurance

Affordable Insurance

We can provide you with information to access affordable car and contents insurance only available to people on low incomes.

WA NILS Loans can only be used to purchase essential household items and some service. The list of items can include:

  • Fridges, washing machines, household furniture
  • Solar panels, water tanks, insulation (home owners only)
  • Gophers, mobility scooters, walking frames
  • Dental work, car repairs, medical equipment, glasses
  • School excursions or uniforms

You can view the list of items by clicking HERE

This is not a complete list of items that our loans are granted for so if the item you need is not listed here, please contact us on 9277 3000 to discuss your needs.

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WA NILS Loans can’t be used for:

  • Bond Assistance
  • Utility bills (Gas, Electricity, Water)
  • Rent arrears or debts
  • General Expenses such as food and clothing
  • Paying off unpaid bills or debts