No Interest Loans

No Interest Loans

WA NILS are here to keep you moving forward and are a real alternative to payday lenders and rental companies.

Low Interest Loans

Low Interest Loans

StepUP Loans are a low interest loan for people who have difficulty accessing credit from a bank.

AddsUP Savings Plan

AddsUP Savings Plan

We’ll show you how to save $500 and receive another $500 just for being a great saver

Affordable Insurance

Affordable Insurance

We can provide you with information to access affordable car and contents insurance only available to people on low incomes.

The WA No Interest Loans Scheme (WA NILS) was created back in 1999 in response to the difficulties faced by low income households in obtaining affordable credit in order to purchase essential household items and services. “Low Income” is defined as anyone who holds a Centrelink Health Care Card, Pension Card or Veterans Affairs Card.

In 2017 WA NILS merged with Anglicare WA a community service organisation with a strong reputation for personalised care and support for those in need.

Together Anglicare WA and WA NILS can help make getting a small loan achievable and provide access to a range of Microfinance Products which include:

WA NILS operations are funded by The Department for Child Protection and Family Support and The Department of Social Services via Good Shepherd Microfinance. WA NILS is also supported by National Australia Bank and Lotterywest.

If you would like to become a valuable partner of WA NILS please contact us directly at manager@wanils.com.au or call 9277 3000.