We support people on low income with no interest loans in Western Australia.

Our loans are No Interest. No Fees. Forever.

Borrow up to $2000 for essentials such as appliances or furniture, to help you get your car back on the road, pay for education fees and equipment or help you cover the cost of goods and services to support  your wellbeing

Borrow up to $3000 for housing related expenses such as bond or rent in advance, or for recovery from a natural disaster.

Repayments can be over 12 to 24 months

As you repay your loan, we can then help other people to access the scheme.

We do not offer cash, loans for debts or debt consolidation products.

Due to the current demand for our Services, please allow between 2 to 3 weeks for your loan to be assessed.

If you need an item or service urgently, this may not be the right service for you.

Am I Eligible for a WA NILS Loan?