WANILS No Interest Loan

No Interest Loans

WA NILS are here to keep you moving forward and are a real alternative to payday lenders and rental companies.

Step Up Loan

Low Interest Loans

StepUP Loans are a low interest loan for people who have difficulty accessing credit from a bank.

Adds up

AddsUP Savings Plan

We’ll show you how to save $500 and receive another $500 just for being a great saver


Affordable Insurance

We can provide you with information to access affordable car and contents insurance only available to people on low incomes.

WA NILS has a responsibility to ensure individuals who receive a loan do not incur the additional cost of interest and associated fees or charges, whilst ensuring that money loaned to those same individuals is able to be repaid. To fulfill this responsibility we require that certain criteria are met.

WA NILS strives to ensure that loans are provided to only low income households. To achieve this goal an eligibility check is conducted as part of the loans approval process.

If you do not have a Centrelink Health Care Card, Pension Card or Veterans Affairs Card click here for more information about the current Centrelink guidelines to see if you qualify.

More information about what you can get a loan for and your eligibility can be found by clicking on the links below: