Nils4Vehicles is a pilot service offered by WA NILS.

The Service provides individual on a low income the opportunity to apply for a no interest loan to purchase an essential vehicle for transport, including a motor vehicle, motorbike, motors scooter or mobility scooter.

Our loans are No Interest. No Fees. No charges. Forever.

Repayments are then set at an affordable amount over a 24 to 48 months.

When you repay your loan, these funds then enable someone else in the community to access the no interest loan program.

Interested in a NILs4Vehicles loan? Check Your eligibility below:

Important things to note before you apply

1) A Credit Check is a requirement for this loan. You can request a free copy of your credit check report: or call 138 332. You may wish to contact a Financial Counsellor for information on accessing your credit check.

2) a no interest loan is not an emergency or urgent loan option. Our current wait times are 5-6 weeks for your application to be assessed. If you need an item or service urgently, this may not be the right service for you. Please refer to our FAQs for further assistance.   

Am I Eligible for a NILS4Vehicles Loan?