No Interest Loans

No Interest Loans

WA NILS are here to keep you moving forward and are a real alternative to payday lenders and rental companies.

Low Interest Loans

Low Interest Loans

StepUP Loans are a low interest loan for people who have difficulty accessing credit from a bank.

AddsUP Savings Plan

AddsUP Savings Plan

We’ll show you how to save $500 and receive another $500 just for being a great saver

Affordable Insurance

Affordable Insurance

We can provide you with information to access affordable car and contents insurance only available to people on low incomes.

WA NO INTEREST LOANS SCHEME

One step forward, two steps back. Unfortunately this is the reality for many low income earners when it comes to applying for and managing credit.

WA NILS is a not for profit organisation here to keep you moving forward. We grant small loans at 0% interest to help those who need it most

  • 0% interest
  • Loans from $200 to $1,500
  • Loans for a varied range of products and services
  • Repaid Loans go back into the community

STEPUP LOANS

StepUP is a low interest loan for people who have difficulty accessing credit from a bank. The program is a not-for-profit initiative between Good Shepherd Microfinance and National Australia Bank (NAB) who provide money for the loans.

The loan is by local community organisations (WA NILS in Western Australia) where StepUP microfinance workers assist applicants to collect verification documents and complete the application for assessment at NAB

  • Low 5.99% p.a. fixed interest* and no additional fees
  • Loans from $800 to $3,000
  • Loans for a varied range of products and services

WANILS Loan

Do you have a Centrelink account?

If you have a Centrelink account, you could be eligible for a 0% interest free loan, from $200 to $1,500.

More info  Apply now

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Are you looking for a low interest loan?

StepUP is a low interest loan for people who have difficulty accessing credit from a bank.

More Info  Enquire now